Proposal Underwriting: Evaluate and underwrite rural loan proposals, ensuring they meet our risk appetite and lending criteria.
Credit Evaluation: Conduct thorough credit assessments of rural borrowers, analyzing their financial capacity and repayment ability.
Portfolio Quality Monitoring: Regularly monitor the quality of the rural loan portfolio, identifying potential risks and taking proactive measures to mitigate them.
RBI Compliance: Ensure all lending practices adhere to RBI regulations and guidelines, staying updated on any changes in policy.
Risk Mitigation: Develop and implement strategies to minimize risks in rural lending, including the creation of risk assessment models and tools.
